Ask for your free credit report yearly..
        If your turned down for credit, you may as well ask for a report from the companies that reported your credit

We are dedicated to assisting you in getting back on track and making your dreams come true.  Don't let because other companies didn't fulfill your dreams stop you from moving ahead, we fight for you let's make your dreams come true.

          Do you want to purchase a home  ?                                    Are you in debt?                                              Whats your credit score?

Are you looking to move forward  with your life and resolve your credit issues? you need to understand its not an overnight thing it takes time.  Most people don't know what to do or how it works  and because of that  you start and stop. This mean's you sign up and when something does not come off in the 1st or 2nd month you quit solving nothing.  

You need to know what it is your looking to accomplish and understand that it did not get bad in a month and won't get solved in a month. Some people say I will sit and wait for the items to fall off, well it can take up to 7 years, do you have that kind of time and or sold to another agency or a sister company.   Credit repair is not immediate and don't let anybody tell you it is, you need to remove items such as negative  items, inquiries, bad addresses and phone numbers as well as  some old employment. Lenders look at all of those things as well as your credit history, how long have you had credit, your payment history and your ability to pay now meaning debt to income.

                                    There are options to working on your credit:
​           Credit counseling, Credit repair or Bankruptcy.. you need to know the facts.

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Credit Repair: ​A good company can remove negative items from your credit report and help improve your FICO score, making it easier to obtain a home, vehicle, mortgage, or insurance. Most credit repair companies work in the following way: Obtaining your credit report from all 3 major credit bureaus (Equifax, Experian, and TransUnion) as well as the two additional one's Innovis and LexisNexis.

A DMP:  Enrolling in a Debt Management Plan (DMP) through a credit counseling agency will show up in your credit history, which may have negative implications to some creditors. Some of your credit cards maybe closed due to enrolling with this kind of service.

Filing for bankruptcy: can bring instant relief because your debts are put on hold and your creditors must stop asking you for money. ... The second effect caused by bankruptcy is that your credit rating will be affected negatively. The effects, of course, are serious, but they are temporary, I have seen scores rise right after a bankruptcy with proper use. 

                           Here are the Consumer Bureau's reporting your credit 

                                                                                          WHO IS TRANSUNION

TransUnion (formally known as Callcredit) are one of the three main Credit Reference Agencies in the UK. TransUnion act like a data library, pulling in information from lenders and public bodies. We partner with TransUnion in order to provide you with a free and accessible platform via which you can view the data they hold.
Credit Reference Agencies collect information from public bodies and lenders. This information is then made available to lenders when reviewing your application for credit. The reason for this is to ensure that lenders are able to provide consumers with credit whilst ensuring that they are doing so sensibly.

                                                                                              WHO IS EXPERIAN

 Experian plc, formerly known as CCN Systems, is a global information services group with operations in 41 countries. The company employs 15,500 people with corporate headquarters in Dublin, Ireland and operational headquarters in Nottingham, England, Costa Mesa, California, US and São Paulo, Brazil.               

                                                                                               WHO IS  EQUIFAX

 Equifax. Founded in 1899 and based in Atlanta, Georgia, it is one of the three largest credit agencies along with Experian and TransUnion (known as the “Big Three”). Equifax has US$3.1 billion in annual revenue and 9,000+ employees in 14 countries. It is listed on the NYSE as EFX.                                                                                   
                        
                                                                           WHO IS INNOVIS (Backwards facing)
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Jun 20, 2011 ·   It is “Innovis” aka CBCInnovis? Innovis is headquartered in Columbus, Ohio and owned by CBC Companies. It sells businesses services to “improve customer relationships” such as authentication, preventing ID fraud, and better understanding and managing current customers. This company is collecting information on you as well as about 4 others, they provide this information to the 3..

  **Take note** these are CONSUMER REPORTING AGENCIES but there are others, you only get reports from 3**     
      
                                 .. YES THEY SHARE YOUR INFORMATION..
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What Our Client's Are Saying

 
Susanne Arias reviewed Denied Credit Repair — 5 star
August 20, 2017 · thank you so much rose! it was a long fight but worth it in the end. patience is not my virtue but getting a house was my end goal. Which i am happily to report that i just bought my first house! Long fight, long journey but it was so worth it. I had a crappy fico score, took alomst one full year to get anywhere but now im pretty high at the fico score. Thank you rose for teaching me valueable lessons and how to read properly my fico score! thank you! you are an amazing woman to work with and one force to be reckoned with

Elizabeth Robinson reviewed Denied Credit Repair — 5 starAugust 11, 2017 ·
There is a light at the end of the tunnel now! Just when I thought all hope was lost for my credit, she was able to help and give me better options instead of just bankruptcy. Thank you

Daja Klyce reviewed Denied Credit Repair — 5 star
December 5, 2017 · Denied Credit Repair is amazing. Miss Rose is very trusting and professional!! Thank you so much. I now can start with new beginnings. I will definitely recommend Denied Credit Repair to others.

                                                    Looking to start our service:
There are no contracts just month to month, we do not automatically take money from your account.  All payments are invoiced  and payments are through PayPal only.  

Denied credit repair was established in 2016, Licensed in Las Vegas NV 

7380 S. Eastern 124 Suite 177  Las Vegas NV 89123
​702 325-3861

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