My name is Rose Jones business women and entrepreneur with a back ground in mortgages.
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I have been receiving phone calls from a lot of viewers to my page as well as clients during this time in which we have no control of, asking for information on auto payments, car notes as well as rentals. So here is what I'm finding out.. On credit cards, its going to be entirely up to the provider of the card, I would hope they do the right thing and assist. I made three calls this morning to ask how they could or would help with them directing me to their page. Please understand they are looking at your account by the way in the past you have paid, they are not going to give you a certain arrangement if you have been late in the past or maybe maxed out before this emergency started and always paid the minimum.
I called for one client that gave me permission who has a high balance always paid on time and all they would do was 2 choices, 1. pay the amount owed over a year with a 0% interest or 2. pay over 5 yrs 0% and closing the cards, now for them to go with the 2nd program the payment was reduced to lower monthly payments and for them to enroll they had to be late to enroll.
provided a list of some of the cards here for you to contact, you can go to your cards web page and look for the Covid-19 arrangement and it will direct you to a page for you to either sign up or call and speak to someone, I could not access some cards because it has to be you. Please call the phone # on the back of your credit card and ask for the department that would handle payment arrangements for the Covid-19. *** Do not go out and max out your card and think they are going to forgive or help in that situation, I see a lot ot cards closed in the near future due to this virus.
Goldman SachsGoldman Sachs, the issuer of the Apple Card, recently sent out an email to its cardholders announcing that those affected by COVID-19 can enroll in the Customer Assistance Program, which will enable them to skip their March credit card payment without incurring interest. You must enroll in the program online in order to take advantage of this offer.
DiscoverDiscover has said that qualified customers may receive assistance related to payment timing, fees, and late payments. As with the rest of the issuers here, you should contact Discover to go over your options.
U.S. BankU.S. Bank is waiving credit card fees and working to enhance its payment deferral programs for those who cannot keep up with their credit card payments. It is also offering credit limit increases to those who are interested. You should reach out to U.S. Bank directly to see what options are available to you.
These were just a few.
I saw that there is an apartment here in Nevada that 1st is letting their clients know that rent is still due "shame on you" we know rent is still due, we are in a crisis and its not that people do not want to pay it just may be a little later. I have found that certain apartments here owned by the same company is not offering client in different area's the same relief "shame on you too" Now I like this one, this was offered to their clients. Rent is normally due on the 1st, you have until the 2nd, well they are giving you until the 5th with no late fee's. With a letter from your company saying you have been furloughed you have until the 15th with no late fee's and listen to this, they are giving you a $100.00 credit it paid on time or by the 5th, they value their clients..Thank you.
Ally is one company who has out done themselves " Thank you for helping" This company stepped up at the very beginning, not sure of the rest but you need to ask for your auto company to assist you in payments and again its going to depend on your payments and if you have asked for assistant in the past.
After this is over you most likely will need help in assisting you for removing items, feel free to contact me and leave any messages you might have on any of the items listed.