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You sign up with a credit repair company it can be big or small, but do you get what you pay for?
Many people don't know, they go by the hype the advertisement thinking that In a month the credit will be good.., NOT!.
Most of the time the credit repair companies if you don't know will pick the easiest items on your report to remove 1st, its the string along. You get something back showing some removals and you think WOW! they removed items, what you don't know is they may have already been out of the statue of limitations anyway and should have been or must be removed.
A lot of people don't know how to read their reports anyway so they think this is wonderful, its not I fight everything. Is going to take time to remove items, sometimes you may need to settle certain ones. Credit repair is not easy, it takes time and if your not in it for the long haul don't even start. New debt can be a fight and may come down to settling. If you have already spoken to a collection agency you restart the debt and acknowledge from that date so thats another fight. Get in touch with someone that is in the fight for you not your pocket.