My name is Rose Jones business women and entrepreneur with a back ground in mortgages.
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This is something no one wants to think about, money gets tight you may have lost your job. Its always better to let the owner know what is going on, ask them not to file an EVICTION. (1) one because it will stay on your credit for 7 years, you can fight it with the statue of limitations at some point but its costly and hard to remove. (2) it will be virtually impossible to rent any where else or maybe in an area you want to rent in.
When you see it coming you need to contact your leasing manager or owner let them know what is going on and if you can get out of the unit before they file would be great. Ask them how you can pay the amount you owe within a certain amount of time, pack your stuff and move out. Remember when they file with the court you also pay additional charges which are court fees and it's going to be applied to your credit.
As well leave the unit as clean as possible so that your not charged extra, fix any holes in the walls, clean the carpet, stove, refrigerator, bathrooms and by all means take pictures of everything for your record's. This may also show up on your credit report but not as an eviction if you don't pay the amount that you left . Remember when you rented you are suppose to give a 30-60 day to move out so that they can re-rent your unit, you may be charged for that but ask to have it paid over time if so.