Tradelines or authorized user?

People use credit cards in different ways, people will sell their great credit to you for a fee usually for any where from 2-4 months just enough time for you to build your credit. Keep in mind you never get the credit card its just their good credit is reporting on your credit report that all.

Authorized user:
​Your on someone's account history, I tell people its the best way to go because you do not need to pay someone to do this. If you have a family member that is willing to allow you to help you go for it. The card they put you on should be in good standings never late, as you know if its late its going to be late showing on your card as well.  You do not need to have the card and me if I had to do it I would not give my card to you.  To do this the account holder needs your Social Security number and address.  Trust is going to be what is needed, make sure they are good with their credit, you can be on that card as long as you want.

Tradelines:
These afford you to make your credit look great and in while using it you should apply for what ever you want while it's still reporting on  your credit. Some people want to purchase a car but do not  have car credit or very little credit so this will help you.  When using or apply for a trade line you need to 1st look at your credit it's important, many people have been burned by sellers of tradelines and or did not understand how to use them or even if they should have purchased one to began with. Your credit needs to be clean and don't let people tell you it doesn't. 

What you do not want to do is apply for a $10,000 credit card and owe on your bureau report $3,000.00 in debt. My question is..If you have $10,000.00 why wouldn't you pay that $3,000.00? lenders look at that. You need to have a clean credit report  to purchase these things and make them work for you, I never tell people to use a CPN with these because the failure rate is high.  Once you purchase one move forward and apply for a credit card in your name but you only get one shot at this so be careful. You can build from there but you need to be smart moving forward, as well you can purchase more then one at a time. Contact me for additional information we can get it done and at an affordable price.